What is WriteLife?
WriteLife is the fastest way to receive an instant underwriting decision for your life policy. WriteLife is an electronic application that is available for eligible, healthy individuals. It utilizes third party data, such as prescription history and motor vehicle records, along with your answers to medical and personal questions, to make instant underwriting decisions. Using WriteLife can save days or even weeks compared to the traditional life insurance application process.
During the electronic application, the agent will ask personal and medical questions. Once all questions are completed WriteLife will review your answers and the third-party data to create an underwriting decision.
*It is important to have all of your medications and primary physician information easily accessible when answering WriteLife questions. Please have dates and results of any recent labs, blood work, or doctor’s appointments.
Once completed you will receive an “approved” or “referred to underwriting” decision.
When Approved
Once your application is approved you complete outstanding items such as payment or completing beneficiary information, your policy will be sent to your agent.
When Referred to Underwriting
If you are referred to underwriting, our underwriting team will review your case. We may reach out to your doctor for additional questions, and/or request you complete a physical exam with one of our paramedical technicians.
If you have any additional questions about WriteLife, please reach out to our agency and we would be happy to assist you.